“When you love blindly, even flaws seem like virtues.” → When you deeply like or love someone, you may ignore their weaknesses. Their mistakes or shortcomings may even appear charming, acceptable, or even “good” to you. For example, if someone is stubborn, you might call it “determined” because you love them.
“When your dislike is intense, even virtues seem like flaws.” → On the other hand, if you dislike someone, even their positive qualities can appear negative. For instance, if someone is confident, you might see them as arrogant—simply because your attitude toward them is negative.
“Mend Your Attitude” → The key message is that it’s not always the person who is truly good or bad—it’s often our own perspective that is biased. By adjusting your attitude (removing the “blinding” effects of love or dislike), you can see people more clearly and fairly.
Posted: 03 Dec 2025
Ujjivan Small Finance Bank Limited December 02, 2025 Credit Update Per email intimation dated December 01, 2025, by Ujjivan Small Finance Bank Limited (USFBL or “the bank”, rated ‘CARE AA-; Stable’), the bank paid interest amounting to ₹2,73,94,477 on the due date, November 26, 2025, for ISIN INE551W08013. However, payments totalling ₹18,269 (net of TDS) to four debenture holders were returned due to error in their bank account details such as invalid IFSC codes and unknown end custom return, which were duly transferred to the designated escrow account on the due date. Intimation to debenture holders in such cases has been made by the bank. CARE Ratings Limited (CareEdge Ratings) notes that: (1) USFBL had sufficient liquidity on the payment date, November 26, 2025. (2) Payment failures were caused by factors beyond the bank’s control and not due to unwillingness or inability to meet obligations. (3) Unpaid amounts were transferred to a designated escrow account on November 26, 2025 (on the due date), in line with the Securities and Exchange Board of India’s (SEBI’s) circular dated November 18, 2024.
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Be prepared to invest in a down market and to "get out" in a soaring market, as per the philosophy of Warren Buffett.